5322 Gunston Hall Dr, Woodbridge, VA 22193
5 beds · 4 baths · 3,926 sqft
NEW PRICE!!! This is your golden opportunity to purchase this magnificent home! Exquisite 5 Bedroom 3 Full Baths 1 Half Bath Colonial home with perfect open floor plan in the Ashland Community. 3 Finished levels featuring nearly 4300 square ft of luxurious living space. Enter into warm and welcoming center hall foyer with coffered ceilings and hardwood flooring throughout. Main level has spacious Gourmet kitchen with newer stainless-steel appliances, quartz counters, lots of cabinets and walk in pantry. Impressive two-story Family Room with lots of natural light is the centerpiece of this beautiful home. Main level home office. Upper level has Primary Suite, Primary Spa Bath with Double Vanities and spacious walk-in closet. Hall Bath with double vanities and bedroom two, three and four. The fully finished walkout basement is built for entertaining, featuring a wet bar, a fifth bedroom, third full bath , work room , laundry room, storage room and recreation areas. Exterior features include a large deck perfect for outdoor dining. A two-car garage and a well-appointed mudroom provide added functionality. Assumable 3.125% VA Loan Financing for qualified Veterans! Minutes from Quantico Marine Base. Close to shops, restaurants and major commuting routes.
Source: BRIGHT #VAPW2094054
Source: BRIGHT #VAPW2094054
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.