5226 Dogwood Dr
Mount Jackson, VA 22842
4 beds · 2 baths · 2,080 sqft
$299,900
Get prequalified5226 Dogwood Dr
Mount Jackson, VA 22842
4 beds · 2 baths · 2,080 sqft
$299,900
Get prequalifiedDiscover a distinctive 4-bedroom, 2-bathroom home located at 5226 Dogwood Drive in the charming community of Mount Jackson. This property offers a practical layout designed for flexible living arrangements. The lower level provides a highly functional and inviting space. Here, you'll find a convenient and well-appointed kitchen combined with a comfortable family room, creating a seamless combo ideal for daily living. A cozy wood stove adds warmth and ambiance to this area. The kitchen was updated in 2019 and features new tile flooring . This level also hosts the private main bedroom, a welcoming dining room, a full bathroom, and laundry, along with an integrated basement garage for easy access. Upstairs, the home presents a spacious living room with vaulted ceilings. Enjoy the outdoors from the screened-in patio, a pleasant spot for relaxation. This level also includes three additional bedrooms and a full bathroom. Recent Updates: This home has received several updates. In addition to the 2019 kitchen update and 2025 kitchen tile floor, a bathroom was updated in 2020. Practical improvements include some new windows and baseboard heaters. Don't miss the additional Garage Space: For those needing extra storage or workspace, there's a substantial 30 x 30 detached garage with electricity. Situated in Mount Jackson, this home provides a functional living space with notable features and practical amenities.
Source: BRIGHT #VASH2011908
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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