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517 Decatur Rd, Stafford, VA 22554
6 beds · 3 baths · 3,196 sqft
Stunning Fully Renovated Home on 1.5 Private Acres – A Rare Find! Discover this beautifully updated two-level home, privately nestled on 1.5 acres of peaceful land. Step inside to find a spacious and light-filled layout with endless flexibility, including a bright walk-out basement featuring its own full kitchen and laundry—ideal for extended family, guests, or multi-use living. On the main floor, the original home offers 3 comfortable bedrooms and 2 full baths. The real showstopper is the expansive 24’ x 24’ vaulted-ceiling sunroom—perfect for relaxing or entertaining. This versatile space is smartly divided into two 12’ x 24’ rooms, one of which could easily serve as a second primary suite or handicap-accessible bedroom with its own private living area. Downstairs, the sunny lower level opens up even more possibilities: home office, playroom, homeschool classroom, hobby space—you name it! Outside, enjoy a brand-new 24’ sundeck for soaking up the sun, a covered front porch for relaxing, two sheds/workshops, and even a greenhouse for gardening enthusiasts. There's ample parking for vehicles, guests, or even recreational toys. This fully remodeled property combines comfort, privacy, and versatility in one amazing package—and it’s an opportunity you won’t want to miss!
Source: BRIGHT #VAST2037860
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAST2037860
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
No credit check. Takes 2 minutes.