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5120 Monza Ct, North Chesterfield, VA 23234
4 beds · 4 baths · 2,943 sqft
This is an absolute stunning property to see beginning with the well manicured irrigated landscaped yard when you arrive and enter the accommodating paved driveway that leads to rear entry access points out of the weather through the attached 2 car garage!!! Guests will be captivated when they arrive to the all brick entryway with an open front porch and taking in the beautiful well maintained brick exterior that requires low maintenance! Entering the front door you will find a large warm entry foyer that sets the tone for the entire first level. Beautiful hardwood floors that transition to other flooring throughout the entire house that makes this a total winner!!! The formal living and dining rooms with accent moldings really make them special and comfortable when you have visitors. The Kitchen catches your eye when you see the stylish white cabinets that will allow for ample storage and the granite countertops are ready to assist with any meal preparation. You will enjoy taking in the beautiful trim moldings throughout and the exposed beam ceiling in the family room where there are large spaces to entertain and hangout with the family! Two half baths on the first level will accommodate large gatherings appropriately! An awesome Master Suite is waiting to greet you on the second level where great memories can be made with your special someone and three additional generous sized bedrooms adequate to fit most families with their accommodating full bath. If the back yard is not large enough walk over to the Golf Course that will be a hit with all of your friends!!! A must see!!!
Source: CENTRALVIRGINIA #2514468
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CENTRALVIRGINIA #2514468
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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