This stunning end-unit luxury townhome in sought-after North Quarter truly has it all. Perfectly positioned at the far end of the community on a quiet circle, this contemporary home offers exceptional privacy, abundant natural light, and modern design across four impressive levels. The entry level welcomes you with a versatile bedroom, family room, or home office, a full bathroom, a large storage closet, and direct access to the oversized two-car garage. Hardwood stairs lead to the main living level, where an open-concept layout creates the ideal setting for everyday living and entertaining. The gourmet chef’s kitchen is the centerpiece, featuring high-end custom quartz countertops, stainless steel appliances, ample cabinetry, a pantry, and an oversized center island—perfect for casual meals or gathering with guests. The kitchen flows seamlessly into the dining area and spacious living room, enhanced by high ceilings, recessed lighting, an electric fireplace, automated Bali shades, and a sliding door leading to a private deck—ideal for morning coffee or grilling. A thoughtfully placed powder room completes this level. Upstairs, the luxurious primary suite easily accommodates a California King bed and offers a generous custom walk-in closet with built-ins. The spa-inspired en-suite bath features dual sinks, a glass-enclosed shower and soaking tub. Two additional large bedrooms— with double closet—share a full hallway bath. A side-by-side laundry room adds everyday convenience. The crown jewel of the home is the private rooftop deck, offering breathtaking views and an exceptional space for entertaining, sunset cocktails, or peaceful evenings under the stars—perfect for container gardening or outdoor relaxation. Additional highlights include hardwood floors throughout, neutral décor, six-panel doors, contemporary finishes, and professional landscaping with a charming courtyard and trellises. This unbeatable location provides easy access to the Red Line Metro, Bethesda, Washington, DC, area schools, shopping, dining, and major commuter routes. A rare opportunity to own a sophisticated, move-in-ready townhome that blends luxury, location, and lifestyle—this one is not to be missed. Mortgage savings may be available for buyers of this listing.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
