VA loan
1 of 57
VA loan
$709,000
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5 Wendover Ct, Stafford, VA 22554

5 beds · 4 baths · 4,200 sqft

Welcome to your dream home at 5 Wendover Ct, nestled in the sought-after Park Ridge community of Stafford, VA. This beautifully maintained 5-bedroom, 3.5-bathroom Colonial offers approximately 4,200 square feet of elegant living space, blending modern upgrades with timeless charm. Perfectly situated in a quiet neighborhood, this home offers easy access to I-95, Quantico, and Northern Virginia—ideal for commuters and families alike. Step inside to a bright, open floor plan featuring gleaming hardwood floors, fresh neutral paint, and upgraded lighting throughout the main level. The open foyer leads you into a formal living room with crown molding and built-in mirrors, as well as a large dining room perfect for family gatherings and entertaining. At the heart of the home is a fully renovated eat-in kitchen, complete with granite countertops, abundant cabinetry, a glass tile backsplash, under-cabinet lighting, stainless steel appliances, and a spacious center island ideal for meal prep or casual dining. Just off the kitchen, the inviting two-story family room offers an electric fireplace, ceiling fan, and expansive windows that flood the space with natural light. Tucked behind the family room is a generously sized study—perfect for remote work or quiet reading. Upstairs, the luxurious primary suite features hardwood floors, a ceiling fan, a large walk-in closet, and a spa-inspired ensuite bath with dual granite-topped vanities, a jetted soaking tub, a newly remodeled frameless-glass shower, and a separate toilet area. Three additional bedrooms share a well-appointed full bathroom, and with the exception of one bedroom, the entire upper level features beautiful hardwood floors. The fully finished basement adds incredible versatility, with a large recreation room outfitted with LVP flooring—ideal for a home theater, gym, or playroom. This level also includes a fifth bedroom and full bathroom with frameless glass shower and dual sinks, plus a bonus “reading room” with its own closet. The large furnace/storage room houses the utilities, a sump pump with battery backup, and ample storage space—note that the Shelving, Sauna and Cold Plunge do not convey. The spacious two-car garage features an epoxy floor, workbench, and automatic garage door opener, while the backyard offers an outdoor oasis with a stamped concrete patio perfect for barbecues, playtime, or relaxing in a private setting. Surrounded by mature Leland cypress trees and low-maintenance landscaping, the fully fenced yard includes an almost-new shed for extra storage. The exterior of the home is completely maintenance-free. This home shines with recent upgrades, including a new roof and HVAC system (2024), a 35-gallon water heater (2021), and a washer and dryer that convey—along with a brand-new 32" TV in the basement. Located in the desirable Park Ridge neighborhood, residents enjoy access to community amenities such as a pool, tennis courts, playgrounds, and walking paths. Zoned for top-rated Stafford County schools including North Stafford High School and Rodney E. Thompson Middle School, this home is just minutes from shopping, dining, and major commuter routes including I-95 and the VRE. This move-in-ready home offers the perfect balance of comfort, style, and functionality—ideal for hosting, working from home, or simply enjoying peaceful living in a prime Stafford location. Schedule your showing today and come experience everything 5 Wendover Ct has to offer!

Estimated
Seller's interest rate
3.88%
7%
Estimated
Monthly payment

$2,426
$2,919
You may also save up to $122,140 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,919 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
VA
Rate
3.88%
Remaining term
20 yrs and 8 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,426
Principal & interest
$1,633
Mortgage insurance
-
Property taxes
$490
Home insurance
$242
HOA fees
$61
Utilities
Not included

Source: Public records

Home details
Size
4,200 sqft
Lot size
0.28 acres
Year built
1994
Type
Single Family Residence
HOA dues
$61.00

Source: BRIGHT #VAST2039456

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

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Last updated: Jun 16, 2025 05:19 am
Listing agent: Stefan A Scholz (703) 470-1659
Listing provided courtesy of: Redfin Corporation (703) 665-6665
Details provided by BRIGHT and may not match the public record.
MLS ID: #VAST2039456
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Roam Brokerage, LLC participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2025 Bright MLS. All rights reserved.
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Est. seller's rate
3.88%
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