4910 Stonehurst Dr
Woodbridge, VA 22192
5 beds · 3 baths · 2,534 sqft
$769,900
Get prequalified4910 Stonehurst Dr
Woodbridge, VA 22192
5 beds · 3 baths · 2,534 sqft
$769,900
Get prequalifiedCustom Colonial on Acreage: Windsor's Hidden Gem with No HOA! Your search for the perfect home ends here! This custom-built colonial offers the rare combination of private acreage in Windsor, no HOA, and access to highly-rated schools. Move right into this recently updated home with space inside and out that you will love. The kitchen is a true highlight, with brand-new quartz counters, new stainless steel appliances, and a charming window above the sink. It seamlessly opens to a bright living and dining area, complete with rich hardwood floors and a warm wood-burning fireplace. Step outside to the freshly painted deck and take in your serene, natural surroundings. The main level also offers a formal dining room with elegant wainscoting and a picturesque bay window, plus a very spacious living room featuring a second fireplace and pre-wiring for all your entertainment needs. A versatile room on this level can serve as a private home office or a convenient main-level bedroom. Upstairs, you'll find four inviting and spacious bedrooms, all featuring abundant natural light from the newer windows installed throughout the home. Both upstairs bathrooms have been beautifully updated. The full basement provides an excellent opportunity to add even more finished living space, already equipped with a new water heater and water tank system. Practical updates include a newer roof (replaced in 2022), a brand-new deep well (2025), and the convenience of public sewer (giving you the flexibility to add a pool anywhere!). With over 2 acres of land and no HOA, there's plenty of room for recreation, an RV, or whatever your heart desires. This is your chance to own a truly turn-key property. Simply move in and start enjoying the peace and tranquility of your own private 2+ acre retreat!
Source: BRIGHT #VAPW2098072
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.