VA loan
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VA loan
$599,900
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4906 Mcfarland Dr, Fairfax, VA 22032

3 beds · 3 baths · 1,287 sqft

Quietly-tucked, minutes from so much Fairfax goodness and dazzling upgrades galore? Yes, you can have it all at the townhome gem that is 4906 McFarland Drive. Constructed in 1979 and beautifully updated, this residence includes three bedrooms, 2.5 baths and more than 1,700 square feet of modern living space. It’s nestled at the end of a serene street in the Twinbrook community, which includes a pool, quaint park and more! The home itself is a light brick with cream siding accents and a popping red front door. The front yard is super low-maintenance with a stately tree and rock hardscaping. The fenced-in back yard includes a recently re-stained fence, new shed, stone patio and small garden areas – it’s such a lovely retreat! Heading inside and on the main level, you’ll note fresh paint, new vinyl flooring and updates aplenty! The kitchen includes stainless steel appliances (fridge is approximately 1-year-old!), new quartz countertops, a new sink and fresh cabinetry/hardware. The tin- esque backsplash, food pass-through window and plush window seating looking out to the front yard round out the vibe – so cool! Additional main level highlights include the dining room and living room – note the new carpet with a decorative pattern as well as delightful crown molding/chair railing accents. Upstairs are three bedrooms and two full baths, inclusive of the primary suite. Note the new carpet and padding throughout the upper level! The primary suite includes two big windows with new blinds, a double-doored closet and totally updated ensuite bath (new toilet with bidet, flooring, cabinetry and more!) with a tub/shower combo with sink. The final full bath (also updated!) includes a tub/shower combo. Of the additional bedrooms, one is sizeable with a double-doored closet. We have a basement here, too, with primarily luxury vinyl plank flooring! This level includes a flex room that may easily be a bedroom; half bath (new toilet with bidet!); and showstopping tiled family room with built-in shelving, wainscoting/chair railing and a wood-burning fireplace. Rounding out the level are a below-stairs storage room and unfinished laundry/utility room – the newer front-loading washer and dryer convey! With this location, the Twinbrooke Shopping Center – with grocery, dining and shopping selections – is within a half-mile walk/drive! I-495 access (Braddock Road exit) is less than 10 minutes east and George Mason University is just 5 minutes west. Multiple metro stations are within 15 minutes! The home is serviced by Fairfax County Public Schools with Laurel Ridge Elementary, Robinson Secondary and Robinson High School as its designated spots. For its incredible convenience, gleaming enhancements and stellar vibes, 4906 McFarland Drive truly checks all the boxes. Book your showing today!

Estimated
Seller's interest rate
3.86%
7%
Estimated
Monthly payment

$1,894
$2,141
You may also save up to $49,480 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller's estimated current equity is SIGNIN
To assume this mortgage you must cover the seller's equity by using your cash or by combining your cash with gap financing.
Estimated $2,141 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
VA
Rate
3.86%
Remaining term
16 yrs and 9 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,894
Principal & interest
$980
Mortgage insurance
-
Property taxes
$549
Home insurance
$204
HOA fees
$160
Utilities
Not included

Source: Public records

Home details
Size
1,287 sqft
Lot size
0.03 acres
Year built
1979
Type
Townhouse
HOA dues
$160.00

Source: BRIGHT #VAFX2227750

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jun 24, 2025 11:36 pm
Listing agent: Joseph S Cleveland (540) 834-3200
Listing provided courtesy of: RE/MAX Supercenter (540) 775-5661
Details provided by BRIGHT and may not match the public record.
MLS ID: #VAFX2227750
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Roam Brokerage, LLC participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2025 Bright MLS. All rights reserved.
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Est. seller's rate
3.86%
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