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486 Sycamore Springs St, Debary, FL 32713
4 beds · 3 baths · 2,698 sqft
One or more photo(s) has been virtually staged. **Hi, I’m the kind of home people dream about—and I live in Springview, one of DeBary’s most loved communities.** From the moment you see my pavered driveway, you’ll feel it—I’m the kind of place that welcomes you *home* with pride. I sit on a beautiful corner lot, offering just the right blend of privacy and presence. There’s room to breathe here, to play, to entertain, or to simply enjoy the Florida breeze in peace behind my vinyl fence. Step inside and you’ll feel the light—it moves through me all day, lifting your mood and making every space feel open and alive. My high ceilings and flowing layout create an airy, connected feel, perfect for easy mornings or lively evenings. I don’t just hold your life—I enhance it. Slide open my oversized doors and step out to where life really happens. My screened-in pool is more than just a place to cool off—it’s your personal retreat, your celebration space, your weekend getaway without ever leaving home. And yes, I’ve got your safety covered too, with features that bring peace of mind without sacrificing freedom. When guests come by (and they will), they’ll appreciate the thoughtful touches—like a convenient half bath just off the main living area, keeping your private spaces... well, private. And when it’s just you and your people? I become your sanctuary. My kitchen is designed for more than cooking—it’s for gathering, connecting, sharing. With elegant granite counters, sleek stainless appliances, and a bar-style serving area, it turns everyday meals into moments. The great room nearby is ready to host anything from movie nights to holiday brunches, always kept cool and comfortable by ceiling fans throughout. When the day winds down, your master suite becomes your personal oasis—oversized, peaceful, and full of comfort. His and hers walk-in closets keep things organized (and arguments minimal), while the bathroom feels more spa than standard, with a walk-in shower, garden tub, and dual sinks for ease and harmony. And yes, I’ve got the practical things covered too: a shark-coated garage floor built for durability and style, an irrigation system to keep things lush, and an oversized hot water heater that makes sure everyone gets a warm shower—even on busy mornings. But really? It’s not just about what I have—it’s about how I make you *feel*. I’m built for moments that matter. For a life that flows. For people who want more than just a house—they want a *home*. Come feel it for yourself. I think you’ll know right away: this is where you belong.
Source: STELLAR #V4942329
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #V4942329
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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