4811 Subrenda Dr
Sandston, VA 23150
3 beds · 1 baths · 1,014 sqft
$285,000
Get prequalified4811 Subrenda Dr
Sandston, VA 23150
3 beds · 1 baths · 1,014 sqft
$285,000
Get prequalifiedWelcome Home to 4811 Subrenda Dr! This charming ranch-style home, situated on a cul de sac, features 3 spacious bedrooms, 1 full bathroom, and a completely UPDATED KITCHEN! Inside, you'll find fresh paint throughout and beautifully refinished hardwood floors, giving the home a crisp, updated feel. Features/Updates include; NEWER Trane HVAC system (2020), NEWER water heater (2020), BRAND NEW soft close true wood cabinets (2025), NEW Quartz counters (2025), Freshly painted interior (2025), Refinished Hardwoods (2025), NEW kitchen and bathroom LVP flooring (2025), Updated Vinyl siding, Replacement Vinyl windows and so much more! Step through the front door into a bright and inviting living room, filled with natural light from the large picture window. Just off the living room, the spacious kitchen is a standout with new LVP flooring, new white shaker soft close cabinets, BRAND NEW SS APPLIANCES, new quartz counters and sleek recessed lighting. Adjacent to the kitchen is a convenient laundry/mudroom with access to the back deck. Down the hall, you’ll find a full bath with new LVP flooring, new vanity, and new fixtures, and three generously sized bedrooms offering comfort and flexibility for any lifestyle. Enjoy outdoor living on your deck or unwind on the screened-in porch overlooking a wide-open fenced in yard - perfect for a garden, playset, or entertaining. The freshly sealed driveway leads to the attached carport that provides covered parking and offers potential for use as a workshop, outdoor gym, or additional storage. Don’t miss the opportunity to make this well-maintained and move-in ready home your own! Conveniently located just minutes from RIC!
Source: CENTRALVIRGINIA #2517056
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.