Refined Arlington Living in the Heart of Waycroft-Woodlawn Thoughtfully renovated with intention and warmth, this exceptional Waycroft-Woodlawn residence that offers refined design, modern systems, and a truly inviting atmosphere—all in one of Arlington’s most connected locations. From the moment you arrive, it’s clear this home was curated to feel like “a warm hug,” blending high-end finishes with spaces designed for both everyday living and memorable gatherings. The main level was fully renovated in 2023, anchored by a chef’s kitchen that is as beautiful as it is functional. Custom maple cabinetry with a matte clear coat, quartz countertops, and premium stainless steel appliances—including a 36" Bosch six-burner gas range, Bosch dishwasher, Sharp microwave drawer, and Fisher & Paykel counter-depth refrigerator with custom panels—create a sophisticated culinary hub. An instant hot/cold filtered faucet, under-cabinet LED lighting, and abundant storage make this kitchen ideal for entertaining, with plenty of room for guests to gather while meals are prepared. Just beyond, the living room—often described as the heart of the home—features a custom white oak mantle, French doors with glass panels, and a converted gas fireplace insert, offering a cozy, relaxed setting for morning coffee or evening cocktails. The main level also includes a flexible bedroom/office, an updated full bath with reimagined layout, and beautifully refinished hardwood floors throughout. Cast iron radiators replaced prior aluminum units, enhancing both comfort and character. Upstairs, the expanded primary suite offers a walk-in closet, while the upstairs hall bath was completely updated in 2025, featuring a walk-in shower, heated floors, new tile, LED lighting, and Delta fixtures. A new roof (2025) and new water heater (2025)—both under warranty—provide peace of mind. The fully finished basement is an entertainer’s retreat, complete with new carpet and double padding, re-leveled floors, painted walls, new ceiling, updated HVAC, and a full bath with heated floors. A dedicated wine room adds a special touch, whether you’re a collector or casual enthusiast. Outdoor living is equally impressive. The private, fenced backyard features a Trex composite deck with aluminum rails (2024), paver patios and walkways, firepit space, and low-maintenance perennial landscaping—large enough to host gatherings yet easy to maintain. A U-shaped driveway offers effortless access to Washington Boulevard, while the garage has been refreshed with new siding, trim, and gutters. Additional highlights include: New cedar fence (2020), updated front porch with Trex stairs and LED lighting (2022), Anderson windows and doors throughout key areas, custom blinds, including motorized options, two HVAC systems replaced (attic and basement),new gutters with guards throughout. Unbeatable Location: Situated between Glebe Road and George Mason Drive in Woodlawn, this home offers exceptional access to transit and amenities—0.6 miles to Ballston Metro, a bus stop just steps away, and a 15-minute drive to DC. Reagan National, Dulles, and BWI airports are all easily accessible. Enjoy proximity to Clarendon, Westover Village, Old Town Alexandria, parks, bike trails, and year-round community favorites like farmers markets, dining, and live music. This is a rare opportunity to own a meticulously maintained, thoughtfully upgraded home that seamlessly blends comfort, style, and convenience in one of Arlington’s most desirable neighborhoods.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
