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479 Harbor Winds Ct, Winter Springs, FL 32708
3 beds · 3 baths · 1,680 sqft
Beautiful Townhome in Gated Harbor Winds – Prime Location & Resort-Style Amenities! Don’t miss this opportunity to own a beautifully maintained 3-bedroom, 2.5-bathroom townhome located in the highly desirable gated community of Harbor Winds in Winter Springs. This spacious 1,680 sq. ft. home offers an open, airy floor plan designed for both comfort and functionality. The primary suite is conveniently located on the first floor, featuring two closets (including a large walk-in) and a large bathroom with dual sinks, Jacuzzi tub, and separate shower. The kitchen showcases granite countertops, newer stainless steel appliances, and elegant cabinetry, with a breakfast bar that opens seamlessly into the dining and great room areas. Enjoy natural light and easy outdoor access through sliding glass doors leading to a private patio—perfect for relaxing or entertaining. Also on the main floor: a half bath, spacious laundry room, and direct access to the attached 2-car garage. Upstairs, you’ll find two additional bedrooms and a full bath, ideal for family, guests, or a home office. Additional features include a new roof (2024) and new AC unit (2020). HOA dues of just $291.67/month cover lawn care, termite bond, master insurance, and access to the resort-style community pool. this townhome is conveniently located near major roadways, shopping, dining, and within the top-rated Seminole County School District—this home checks all the boxes for low-maintenance living in a secure, amenity-rich community. Schedule your private tour today!
Source: STELLAR #O6313550
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6313550
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
No credit check. Takes 2 minutes.