4754 Kelley Ct SE, Mableton, GA 30126
5 beds · 4 baths · 2,860 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Prime Cul-De-Sac Living in the Shannon Glen Neighborhood! With Pond Views and a Two-Story Back Deck, this home truly has it all. The Location is unbeatable - minutes from Shopping and Dining in Vinings, Smyrna, and Marietta Square. Enjoy incredible Curb Appeal with a Grassy Front Yard, Stone Details, Wooden Shutters, and a Large Front Porch perfect for rocking chairs. Step inside to find Dark Hardwood Floors, Crown Molding, and stylish touches throughout. To your right, a Living Room with Barn Sliding Doors offers flexible use as a Home Office or Playroom. The adjacent Fireside Family Room flows seamlessly into a stunning Sunroom with Window-Covered Walls that flood the space with Natural Light, making it feel even more expansive. A Formal Dining Room just off the kitchen features Wainscoting Details, perfect for hosting and memory-making. The Spacious Kitchen boasts White Cabinets, Granite Countertops, a Pantry, and a Breakfast Nook surrounded by windows - a cozy spot for casual meals. Step out to the Private Upper Deck, a peaceful retreat with Wooded and Pond Views. A Powder Room and Laundry Room complete the main level. Upstairs, the Large Primary Suite features an En-Suite Bathroom with a Double Granite Vanity, Glass Shower with Stone Tile, and a Walk-In Closet. Three additional Spacious Bedrooms and a Full Bathroom offer plenty of room for guests, a Home Office, or a growing family. The Daylight Terrace Level includes a Fifth Bedroom that's ideal for a Media Room, Gym, Office, or Playroom - plus a Full Bathroom and ample Storage, making it a perfect Guest Suite. Walk out to the Covered Lower Deck, mostly fenced and ideal for play, all with a beautiful view of the water. The home also includes a Two-Car Garage and Large Driveway with room for storage and guest parking. The location is truly exceptional, with popular local spots like Bolivar, a New Colombian Coffee Shop, and Los Bravos, a favorite for authentic Mexican cuisine, just minutes away. Daily errands are effortless with Publix and Sprouts nearby, while outdoor enthusiasts will love being close to multiple entrances to the Silver Comet Trail, ideal for weekend bike rides and scenic walks. With quick access to I-285, The Battery, Smyrna Market Village, West Midtown, and Marietta Square, plus nearby Heritage Park, this home offers the perfect blend of convenience, recreation, and lifestyle. Don't miss the opportunity to own this Spectacular Home in a truly Prime Location!
Source: FMLS #7571349
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7571349
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.