Welcome home to The Station at Riverdale Park, one of Prince George’s County’s most desirable walkable communities—where thoughtful design, neighborhood connection, and everyday convenience come together seamlessly. This elegant Stanley Martin Cassidy townhome offers four beautifully finished levels of modern living just steps from Whole Foods, dining, shopping, and the Trolley Trail connecting Riverdale Park to College Park and the University of Maryland. Built in 2017 and freshly painted, this sun-filled home features approximately 2,317 finished square feet with a layout designed for both daily living and entertaining. The entry level welcomes you with a flexible living space ideal for a home office, playroom, or guest retreat, along with interior access to the attached garage, laundry, and additional storage. The main living level showcases an open-concept design anchored by a gourmet kitchen with stainless steel appliances, granite countertops, gas cooking, 42” cabinetry, and an oversized center island. The adjoining dining and family room areas open to a private balcony—perfect for morning coffee or evening wind-down—while a conveniently located powder room completes the level. Upstairs, the bedroom level offers two generously sized suites, including a serene primary retreat with walk-in closet and spa-inspired bath featuring dual vanities and designer tile. The secondary bedroom includes its own full bath, ideal for family members, guests, or a private workspace. The top floor is a true standout, offering a light-filled loft/flex space that opens to a private rooftop terrace—an exceptional setting for entertaining, relaxing, or enjoying peaceful outdoor moments at home. Residents enjoy access to community green spaces, playgrounds, walking and biking trails, and a vibrant retail core. Families will appreciate proximity to Prince George’s County schools and nearby higher-education institutions, while commuters benefit from easy access to US-1, East-West Highway, the MARC Station, and the upcoming Purple Line light rail (expected 2027), enhancing connectivity throughout the region. Offering the perfect balance of urban convenience, suburban comfort, and long-term livability, this move-in-ready home delivers exceptional value in a community built for modern living. Highlights: • 4 finished levels | 2,317 sq. ft. • 2 Bedrooms + Loft | 2.5 Baths • Open main level with gourmet kitchen & balcony • Ground-level flex space with garage access • Loft/flex space with private rooftop terrace • Attached garage + guest parking • Walkable to Whole Foods, dining, fitness, and trails • MARC access, UMD nearby, and future Purple Line Welcome to 4638 Woodberry Street—where lifestyle, comfort, and community meet.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
