4610 N Mueller Ave
Bethany, OK 73008
3 beds · 3 baths · 1,559 sqft
$260,000
Get prequalified4610 N Mueller Ave
Bethany, OK 73008
3 beds · 3 baths · 1,559 sqft
$260,000
Get prequalifiedWelcome to this charming and spacious home located just half a block from Bethany schools. The inviting entry opens into a large, open-concept living room, dining area, and kitchen — perfect for entertaining. The kitchen features built-in stainless steel appliances for a sleek and modern touch. Downstairs, you’ll find one bedroom and a convenient half bath. Upstairs offers two master suites, each with private en-suite bathrooms, providing ideal space for guests or multi-generational living. A breezeway connects the home to an oversized three-car garage, creating a lovely covered patio area — great for relaxing or hosting outdoor gatherings. The garage includes attic storage and a 10-person storm shelter for peace of mind. Additional features include a storage building and extra parking alongside the garage. Comfort is ensured year-round with two HVAC zones, both replaced approximately two years ago. Energy-efficient vinyl double-hung and casement windows (Energy Star rated) were installed in 2019, complete with a lifetime transferable warranty that includes accidental glass breakage. The home also boasts insulated vinyl siding (installed 2019) with its own lifetime warranty, and the hot water tank was replaced about three years ago. This home combines convenience, safety, and comfort — all in a highly desirable location.
Source: MLSOK #1166578
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.