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454 Hamlet Loop, Davenport, FL 33837
5 beds · 4 baths · 2,727 sqft
Welcome to this stunning two-story home featuring five spacious bedrooms and three and a half bathrooms, thoughtfully designed for modern, comfortable living. This beautiful property offers two master suites, one on the first floor and another on the second floor, ideal for multigenerational families or hosting guests in privacy. Step inside and experience the charm of an open concept layout enhanced by abundant natural light. The elegant kitchen is equipped with quartz countertops, a big refrigerator, and premium finishes, while all bathrooms boast floor-to-ceiling ceramic tile walls for a luxurious touch. The home is outfitted with a smart home system for effortless living, along with a whole house water filtration system. Outside, enjoy a beautiful backyard complete with a gazebo and wooden balcony deck a fantastic space for family gatherings, outdoor dining, or weekend relaxation. Ideally located directly in front of the community pool and mailbox area, this property offers both convenience and lifestyle perks. Additionally, it’s strategically positioned near parks, shopping centers, and entertainment options. Don’t miss your chance to own this exquisite property, schedule your private showing today!
Source: STELLAR #S5127654
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #S5127654
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
No credit check. Takes 2 minutes.