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453 Mountain Heights Rd, Front Royal, VA 22630
3 beds · 2 baths · 1,416 sqft
PRIVATE! PEACEFUL! SURROUNDED BY NATURE! WINTER VIEWS! Your very own mountain retreat! Welcome to 453 Mountain Heights Rd! Enjoy quiet evenings on the large front deck, or peaceful mornings under the gazebo in the backyard. During the winter months snuggle up to the recently improved gas fireplace in the living room with exposed log beams from the original log cabin!RECENT IMPROVEMENTS: New boards on deck, New roof 2024, New gutters 2024, Replaced gas logs/improved chimney/replaced fireplace facing 2024, 20K worth of tree removal, New shed 2024. Approximate value of these improvements: 100K. INTERIOR: Living room with original log home walls, gas fireplace with lovely new facing. Kitchen with custom built cabinets opens into the formal dining room. Three bedrooms total with spacious primary bedroom & huge attached bath with antique soaking tub. The interior is a charming combination of preserving the past and newer space provided by an addition, you will love it! Laundry is located in the basement with good space for additional storage. OUTDOOR FEATURES: Large front deck for relaxing, undwinding, and re-energizing (50x8), new shed perfect for yard supplies & storage, fully fenced rear yard, backyard gazebo will convey. COMMUNITY: Lake Front Royal is conveniently located close to ample outdoor adventures! Just minutes from the 4H center, Appalachian trail for hiking, and the Shenandoah River! The community has a lake with picnic space for residents! Visit the Lake Front Royal website for more information about the community. There are dues for the HOA but they are collected in your tax bill bi-annually, Lake Front Royal is designated as a Sanitary District, see FAQ section to learn more. Note: Interior photos are coming soon!
Source: BRIGHT #VAWR2011350
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAWR2011350
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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