4511 Apple Tree Dr
Alexandria, VA 22310
4 beds · 2 baths · 2,025 sqft
$715,000
Get prequalified4511 Apple Tree Dr
Alexandria, VA 22310
4 beds · 2 baths · 2,025 sqft
$715,000
Get prequalified**** ASK ABOUT THE 2.99% ASSUMABLE VA LOAN **** ........ Welcome to 4511 Apple Tree Drive in the quiet coveted Alexandria neighborhood of Rose Hill Farms — with no HOA and quick access to both the Huntington & S. Van Dorn Metro Stations. This beautifully maintained raised rambler offers 4 bed - 2 Full Baths on approximately 2,025 SF across two fully finished levels, all on a private, flat & fully-fenced 0.24-acre lot with a driveway big enough for 5 - 7 cars. Inside, you’ll find hardwood floors, a bright open-concept main level with a kitchen featuring granite counters, upgraded cabinetry (trash pullout), and newer stainless appliances. The family room flows effortlessly onto a deck with retractable awning, complete with ceiling fans and a pet‑friendly doggy door & attached dog house.. Three Main‑level bedrooms include a dual‑access full bath. The walk‑out lower level delivers impressive flexibility: a sunlit rec room, full bath, large laundry with built‑in drying rack, and your 4th bedroom or bonus space (currently transformed into a upgraded custom walk‑in closet). There’s also a private workshop and abundant storage. Outdoors, enjoy brick‑paved patios, a relaxing hot tub, raised garden beds, a stylish barn‑style shed, and full fencing ensuring privacy—plus, the grading & trees provide privacy without views of rear or side neighbors. Recent major system updates include: Upgraded Electrical Panel, Roof & Windows. Location is key: • 2 miles to Springfield Mall & Franconia–Springfield Metro • 8 miles to Fort Belvoir (via REX bus along Richmond Hwy) • 12 miles to downtown D.C. via I‑395 / 14th Street Bridge • Easy Beltway access — I‑395, I‑95, and Fairfax County Parkway all nearby Experience the comfort, convenience, and peace of Rose Hill Farms — a rare turnkey opportunity price.
Source: BRIGHT #VAFX2250154
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.