1 of 67
$243,000
SIGNIN

Sign in to see required down payment for the 3.5% rate

4510 Limerick Dr, Tampa, FL 33610

3 beds · 3 baths · 1,529 sqft

One or more photo"s" was virtually staged. Welcome to this beautifully updated 3-bedroom, 2.5-bath townhome located in the highly sought-after Palmetto Cove community. Offering 1,861 total square feet and a full top-to-bottom renovation completed in 2010, this move-in-ready home blends modern style with maintenance-free living—and no CDD fee! The HOA covers cable, high-speed internet, water, sewer, exterior maintenance (including the recently replaced roof), community pool, and irrigation—just turn on the electric and start enjoying life. Inside, you'll find a light-filled, open layout with a modern kitchen featuring updated cabinetry, Corian countertops, and stainless steel appliances. The main living area showcases luxury vinyl plank (LVP) flooring, perfect for both durability and style. The owner’s suite includes tray ceilings, an oversized walk-in closet, and a spacious bathroom with a garden tub, separate shower, and dual sinks. Two additional bedrooms—one with a charming built-in window bench, brand new carpet and versatile space for guests or work-from-home needs. This home also features a garage with opener and is one of only a few units with a screened-in back patio, ideal for outdoor enjoyment. Located in Flood Zone X, no flood insurance is required. Don’t miss this rare opportunity to own a stylish, fully upgraded home in one of Brandons most desirable communities—with no CDD fees and a long list of included amenities. Schedule your private showing today!

Estimated
Seller's interest rate
3.5%
7%
Estimated
Monthly payment

$1,505
$1,620
You may also save up to $24,637 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,620 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
FHA
Rate
3.5%
Remaining term
17 yrs and 9 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,505
Principal & interest
$383
Mortgage insurance
$60
Property taxes
$263
Home insurance
$220
HOA fees
$577
Utilities
Not included

Source: Public records

Home details
Size
1,529 sqft
Lot size
0.03 acres
Year built
2007
Type
Townhouse
HOA dues
$577.00

Source: STELLAR #OM701310

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jun 22, 2025 07:14 am
Listing agent: Holland McKnight, III (813) 928-3413
Listing provided courtesy of: RE/MAX HOMETOWN
Details provided by STELLAR and may not match the public record.
MLS ID: #OM701310
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Est. seller's rate
3.5%
How it works

No credit check. Takes 2 minutes.