4506 Grazing Way
Upper Marlboro, MD 20772
$585,000

$3,378/mo at 6.15%
This home comes with a lower rate
About this home

INSTANT EQUITY—A recent appraisal valued it at $618,000, so the next owner will walk in with equity. That could be very important for any buyer who might want to refi sooner rather than later! Welcome to 4506 Grazing Way. This well-maintained 3,618 sq ft residence with 3 bedrooms, 2 full and 2 half baths has recently been fully painted and is move-in ready! It’s located within the prestigious Marlboro Ridge community, a beautiful resort-style neighborhood that features its own equestrian center. A Toll Brothers original, this home seamlessly combines refined architecture with thoughtful functionality, offering elegant bump-outs that expand your living space, tray and vaulted ceilings that create an airy and spacious ambiance, and classic chair railings and crown molding that add timeless charm. The bright, open layout is perfect for both entertaining guests and relaxing with family, while motion-sensor and recessed lighting throughout the home provide modern convenience and enhance the welcoming atmosphere. The main level is designed to impress. Sunlight streams through expansive windows, illuminating the gleaming hardwood floors and highlighting the seamless flow between the living room, dining room, and family room. Whether you are relaxing by the fireplace or stepping onto the deck to soak in some morning rays, this level creates an inviting atmosphere perfect for both intimate evenings and memorable gatherings. Its proximity to the gourmet kitchen makes it the true centerpiece of the home. The kitchen is a standout feature, offering soft-close cabinetry, a cozy breakfast nook, an oversized island that seats 4–5, double ovens, a microwave, and stainless steel appliances—a combination that appeals to both everyday cooks and those who love to host. Upstairs, the primary suite serves as a luxurious retreat with a spacious sitting area, an impressive 9 x 11 ft walk-in closet, and a spa-inspired ensuite bath, creating a sanctuary designed for relaxation. The soaking tub, double vanity, private shower, and water closet elevate your daily routine into something indulgent. Two additional bedrooms, a full bath, and the convenience of an upper-level laundry room complete this thoughtfully designed floor. The lower level expands your living space with a recreation room featuring built-in surround sound, a powder room, a bump-out, and a sump pump for peace of mind. Sliding glass doors open to the walkout basement and a backyard framed by a low-maintenance privacy fence with lawn care that’s handled for you—ideal for outdoor enjoyment without the upkeep. The oversized 2-car garage provides additional convenience with built-in oak shelving and five storage closets. Being a homeowner in Marlboro Ridge, a resort‑style community offering more than 250 acres of pristine green space, rolling hills, and mature trees, is like coming home to your own oasis—and it’s all just minutes from the Beltway. Perfectly situated near shopping, dining, and entertainment, this home offers quick access to the Capital Beltway (495), Route 4, Route 301, Joint Base Andrews, Virginia, and Washington, DC. Residents enjoy an unparalleled lifestyle with a state‑of‑the‑art Equestrian Center, horseback riding options, 22 boarding stables, a private Country Club, a Fitness Center, an elegant Banquet Room, an Olympic‑sized pool, tennis courts, a soccer field, a pavilion, and miles of scenic trails. The community’s signature events—from jazz in the park to festive holiday celebrations—create a vibrant, connected atmosphere. 4506 Grazing Way offers the rare combination of resort-style living, comfort, and practicality—a home that not only looks beautiful but also lives beautifully.

Home features
3 bedroom
3 bathroom
3,618 sqft
0.07 acres
Built in 2014
Townhouse
2-car garage
A/C
Fireplace
Shared pool
See your savings
Interest rate
6.15% 3.75%
Monthly total
$3,378 $3,249
Loan term
19 y 8 mo

Lifetime savings
$30,422
Neighborhood
FAQ

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.

Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.

Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.

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Last updated: Feb 06, 2026 06:16 pm
Listing agent: Jacqueline R Abrams (301) 704-1690
Listing provided courtesy of: Samson Properties, (301) 850-0255
Details provided by BRIGHT and may not match the public record.
MLS ID: #MDPG2188320
Payment calculations are estimates and exact amounts will be confirmed by your agent.
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Roam Brokerage, LLC participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2026 Bright MLS. All rights reserved.
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