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4480 New Market Rd, Niceville, FL 32578
4 beds · 3 baths · 2,548 sqft
Welcome to your dream home in the heart of Niceville! Nestled on a large cul-de-sac lot beneath a canopy of ancient oak trees, this thoughtfully designed custom home by Key Lime Construction, LLC offers luxury, functionality, and timeless style in every detail.Boasting a triple-split floorplan, this home provides both privacy and versatility. A bedroom and full bath are tucked just off the front foyer--perfect for guests or a private office--while two additional bedrooms and a full bath are located at the rear of the home, discreetly separated from the main living space by a pocket door. The spacious primary suite is set apart on the opposite side of the house and features a serene retreat complete with a large walk-in closet, dual vanities, an oversized custom- tiled shower, and a separate water closet. The open-concept living area is warm and inviting with wood-look tile, recessed dimmable lighting, and a smart layout perfect for entertaining or everyday comfort. At the heart of the home, the kitchen stuns with a large central island, Kenmore Elite appliances including a gas range, a walk-in pantry with custom wood shelving, under-cabinet lighting, and elegant Avanti Shaker Legacy cabinetry with 42" uppers. For dining options, relax in the charming breakfast nook, dine at the kitchen island or create a formal dining experience in the flexible bonus space separated by frosted glass pocket doors. This space would also make an incredible media room, home gym, or private office! Step outside to enjoy the screened-in porch and expansive open deck, ideal for grilling, entertaining, or relaxing while overlooking the generously sized, privacy-fenced backyard with ample room for a future pool. The oversized garage includes an additional 200+ sq ft of flexible space for your workout equipment, workshop needs, or outdoor adventure gear. Every detail in this home has been meticulously curated, including: 5 1/4" baseboards and 5" crown molding Sound-control insulation in interior walls Upgraded media wiring throughout Four exterior hose bibs Gas plumbing to the back porch for your grill Soffit outlets for effortless holiday lighting Gutters with leaf guards All this, ideally located in the peaceful Huntington Estates, where you're tucked away in a quiet neighborhood yet just minutes from schools, shopping, dining, Eglin AFB, and the Emerald Coast's white sandy beaches. Don't miss this rare opportunity to own a true custom-built gem in one of Niceville's most desirable neighborhoods. Schedule your private showing today!
Source: EMERALDCOAST #976884
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: EMERALDCOAST #976884
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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