1 of 30
$400,000
SIGNIN

Sign in to see required down payment for the 4% rate

446 Eagle Cir, Casselberry, FL 32707

4 beds · 2 baths · 1,656 sqft

Welcome to a home where style meets substance and every upgrade has been made with care. The beautifully remodeled chef’s kitchen (2020) is a dream come true—featuring sleek stainless steel appliances, ample prep space and thoughtful finishes that make every day cooking feel like a gourmet experience. Enjoy peace of mind with a new roof (2022), a powerful three-ton air-conditioning unit (2025) and a 50-gallon hot water tank (2020). The 2023 patio enclosure extends your living space outdoors—ideal for relaxing or entertaining—while the vinyl fence (2020) adds privacy and charm. Go outside and enjoy a generous backyard, ideal for weekend barbecues, a garden or simply soaking up the Florida sunshine. This is more than just a house, it’s a move-in-ready haven that’s been lovingly upgraded for your next chapter.

1,656 sqft
8,858.0 sqft
Single Family
Built in 1974
2 car garage
Air conditioning
Shared pool
Estimated
Seller's interest rate
4%
7%
Estimated
Monthly payment

$2,047
$2,435
You may also save up to $113,910 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.


Open house
Jul 19 • 12PM - 2PM
Seller's estimated current equity is SIGNIN
To assume this mortgage you must cover the seller's equity by using your cash or by combining your cash with gap financing.
Estimated $2,435 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
FHA
Rate
4%
Remaining term
24 yrs and 6 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,047
Principal & interest
$1,162
Mortgage insurance
$172
Property taxes
$320
Home insurance
$363
HOA fees
$29
Utilities
Not included

Source: Public records

Home details
Size
1,656 sqft
Lot size
0.2 acres
Year built
1974
Type
Single Family Residence
HOA dues
$29.58

Source: STELLAR #TB8401105

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jul 12, 2025 01:09 pm
Listing agent: Janet Moore (813) 892-0998
Listing provided courtesy of: PREMIER SOTHEBY'S INTL REALTY (727) 595-1604
Details provided by STELLAR and may not match the public record.
MLS ID: #TB8401105
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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Est. seller's rate
4%
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