VA loan
1 of 49
VA loan
$727,000
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444 W Broad St # 407, Falls Church, VA 22046

2 beds · 3 baths · 1,362 sqft

Welcome to The Spectrum, where modern living meets unbeatable convenience in the heart of Falls Church City! The condo fee includes internet, cable, gas, water/sewer, and access to all building amenities—offering true low-maintenance living. This freshly painted 2-bedroom, 2.5-bath corner unit condo offers a bright, open layout with contemporary finishes and sleek urban style. Enjoy abundant natural light from multiple exposures (north west) while still offering a quiet sense of privacy—the best of both worlds. The gourmet kitchen features granite countertops, stainless steel appliances, and a large bar/island—perfect for casual dining or entertaining. The spacious living and dining areas flow seamlessly onto a private balcony, ideal for morning coffee or evening relaxation. Both generously sized bedrooms include private en-suite bathrooms. One bedroom features a Murphy bed that cleverly transforms into a desk, offering maximum flexibility for work or guests. Additional highlights include in-unit laundry, ample closet space, and large windows that bring in abundant natural light. This unit includes 2 ASSIGNED GARAGE PARKING SPACES and a large storage unit conveniently located on the same floor. Enjoy resort-style amenities including a fitness center, resident lounge, rooftop terrace, and secure garage parking. Rent the party room for large gatherings... equipped with a full kitchen! Gather your friends for movie night and secure the private theatre room! The building is pet-friendly, so your furry companions are welcome too! A Capital bike share station is located directly adjacent to the building and the W&OD Trail is just a few blocks away. Commuter-friendly location just minutes from both the Metro stations, with easy access to I-66, I-495, Route 7, and Route 50—making travel to DC, Arlington, Tysons, Reston, and beyond a breeze. Take advantage of nearby shopping, dining, parks, and entertainment in downtown Falls Church City, including Whole Foods, Founders Row, Birch & Broad, West End, and more. Located in the highly ranked Falls Church City school district! Whether you're looking for your first home, a smart investment, or the perfect low-maintenance lifestyle, this move-in ready condo has it all. This unit balcony is over Pennsylvania Ave. above the bike share. Schedule your tour today and experience vibrant city living in Falls Church!

Estimated
Seller's interest rate
3%
7%
Estimated
Monthly payment

$3,448
$4,652
You may also save up to $361,173 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $4,652 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
VA
Rate
3%
Remaining term
25 yrs
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$3,448
Principal & interest
$2,454
Mortgage insurance
-
Property taxes
$745
Home insurance
$248
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
1,362 sqft
Year built
2008
Type
Condominium
HOA dues
$0.00

Source: BRIGHT #VAFA2002960

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jun 12, 2025 05:29 pm
Listing agent: Sarah M. Mulford-Martin (410) 279-6341
Listing provided courtesy of: EXP Realty, LLC (888) 860-7369
Details provided by BRIGHT and may not match the public record.
MLS ID: #VAFA2002960
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Roam Brokerage, LLC participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2025 Bright MLS. All rights reserved.
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Est. seller's rate
3%
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