4409 Potomac Highlands Cir, Triangle, VA 22172
3 beds · 4 baths · 2,216 sqft
VA Assumable Interest Rate available 2.25%. Estimated: $312,777.88 remaining balance,$1,815.28 monthly payment, and maturing on 11/2050. Welcome to 4409 Potomac Highlands, you new home! Discover one of the community's largest floor plans, featuring 2,583 square feet of stunning, well-designed living space. Located in a quiet townhome community just off Route 1 and I-95-S near Quantico, this home boasts three beautifully finished levels that are packed with sought-after features and modern amenities. The inviting interior showcases gleaming hardwood floors and spacious main level areas dedicated to dining, living, and the kitchen. Imagine cooking and entertaining in the magnificent family room connected to a contemporary kitchen outfitted with stainless steel appliances, granite countertops, a center island, and access to a large elevated deck perfect for outdoor dining and entertaining. The primary bedroom suite is designed for ultimate comfort, featuring soaring ceilings, two walk-in closets and a sophisticated private bath with a soaking tub and stall shower. You'll also find two more sizable bedrooms and the convenience of a high-efficiency washer and dryer located on the upper level. The finished walk-out basement is equipped with a sizable recreation room, a half bath, extra storage space, and provides access to the two-car garage complete with an auto-opener. Additional enticing features include a dual-side fireplace, shining hardwood floors, and more. The association fees cover water and sewer, trash pick-up, lawn care both front and rear, and access to the outdoor pool. Enjoy proximity to Prince William Forest Park, Quantico Creek, Dumfries and Quantico Base as well as a host of restaurants and shopping nearby.
Source: BRIGHT #VAPW2096274
Source: BRIGHT #VAPW2096274
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.