Sign in to see required down payment for the 3.5% rate
43706 Hamilton Chapel Ter, Ashburn, VA 20148
3 beds · 3 baths · 2,512 sqft
BACK ON THE MARKET. No Fault of the Seller. Home Inspection Completed . Beautifully Maintained End-Unit Townhome in Prime Location This bright and airy end-unit townhome is meticulously maintained and filled with natural light throughout. Offering 3 spacious bedrooms, 2.5 baths, and a thoughtfully designed layout, this home is perfect for comfortable living and entertaining. The large kitchen boasts abundant cabinet space and seamlessly flows into the generous living and dining areas. A convenient butler’s pantry connects the formal dining room and kitchen, enhancing the space for hosting gatherings. Relax by the cozy fireplace in the inviting family room, or enjoy quiet evenings upstairs in the expansive primary suite featuring a massive walk-in closet and a spa-like bath — a true private retreat. Ceiling fans are installed throughout for added comfort, and the upper-level laundry room provides added convenience. The finished basement offers the perfect space for recreation, hobbies, or a home gym, and the spacious rear yard is ideal for outdoor fun. Additional highlights include a two-car garage, plenty of community parking, and a large deck off the kitchen and breakfast area, perfect for relaxing or dining outdoors. Ideally located just across the street from the community pool and playground, and close to shopping centers, medical services, and major commuter routes including the toll road. Property is sold subject to the current lease, which expires on July 31, 2025. Don't miss the opportunity to make this fantastic townhome your next investment or future home! Photos taken prior to tenant occupancy. This an an assumable FHA loan 3.25 interest rate.
Source: BRIGHT #VALO2092102
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VALO2092102
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
No commitment required to start