Tucked within the gated elegance of Venetia, this beautifully maintained pool home offers the privacy, space, and effortless Florida lifestyle buyers are searching for. Set against peaceful pond views, this residence feels like a private retreat where mornings begin quietly on the lanai, afternoons unfold beside the pool, and every evening feels like your own private retreat. From the moment you arrive, updated front entry doors, timeless curb appeal, and beautifully maintained landscaping create a beautiful first impression. Step inside and soaring vaulted and tray ceilings, crown molding throughout, ceramic tile, and Johnson luxury vinyl plank flooring create a bright and inviting atmosphere, while custom Florida plantation shutters and designer blinds and valances add warmth and elegance throughout. Niches of windows and transom-style openings fill the home with beautiful natural light, enhancing the airy feel and highlighting the thoughtful architectural design found throughout. The inviting great room welcomes you upon entry, where a decorative electric fireplace adds warmth and charm, while your eyes are immediately drawn through the sliders to the paver lanai, sparkling pool, and beautifully landscaped pond views beyond. The pool becomes a true backyard centerpiece with a stunning linear water feature and two elegant lion head water features, creating a peaceful setting for relaxing, entertaining, and enjoying the best of outdoor Florida living. Built-in glass shelving at the entry adds architectural character, while the spacious rear family room serves as the true heart of the home, perfectly positioned near the lanai and featuring custom built-in cabinetry for media and display. The kitchen is designed for both function and gathering, featuring abundant cabinetry, generous workspace, a built-in desk, a Sub-Zero refrigerator and freezer, an eat-in kitchen area, and a dinette that comfortably seats four—perfect for casual mornings, quiet coffee, or gathering with family and friends. The laundry room offers additional cabinetry, a utility sink, and two pantry-style storage closets with shelving. Multiple linen closets and additional closet space throughout the home provide convenience, organization, and practical everyday living. The spacious primary suite offers a true retreat with tray ceilings, private lanai access, and peaceful views that create a calming start and finish to each day. The spa-like primary bath features dual vanities, a private water closet, walk-in shower, decorative ceiling fan, and a jetted soaking tub perfectly positioned beneath natural light, creating a space that feels both luxurious and relaxing. Additional features include a pool bath, in-home NuTone vacuum system, Halo whole-home charcoal water filtration system, a main water heater replaced in March 2026, and an oversized garage with decorative epoxy flooring, natural light, storage space, and built-in cabinetry. Venetia offers one of Venice’s most sought-after gated lifestyles, with beautifully maintained grounds, mature landscaping, and exceptional resort-style amenities including a grand clubhouse, community pool and spa, fitness center, tennis courts, and walking paths. Just minutes away, Venice Beach, historic downtown Venice, waterfront dining, boutique shopping, and the charm of Florida’s Gulf Coast complete the lifestyle buyers come here searching for. This is more than a home—it is the Venice lifestyle. ¤ Please see 3D Tour and Video ¤
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
