43410 Cloister Pl, Leesburg, VA 20176
5 beds · 5 baths · 7,293 sqft
Perfectly positioned in the exclusive gated community of River Creek Club, this stately ALL BRICK residence offers an extraordinary blend of timeless sophistication and modern luxury, framed by views of the iconic 15th fairway and the Potomac River beyond. Spanning over 7,100 square feet across three impeccably finished levels, this five-bedroom, four-and-a-half-bath home was designed for effortless living and grand entertaining. Three exquisite outdoor spaces—the private balcony, expansive deck, and elegant stone patio—invite you to savor every sunrise, sunset, and fairway vista year round. Inside, every detail has been thoughtfully elevated. Newer hardwood floors grace the upper-level bedrooms, while a private elevator connects all three floors, offering both convenience and refinement. The heart of the home, the gourmet kitchen with custom cabinetry, shines with Silestone quartz countertops, a new stainless-steel sink and faucet, and Stainless-Steel appliances including an Advantium oven, a convection oven and a warming drawer, a wine refrigerator, a Bosch dishwasher, a Sub-zero 48" wide refrigerator plus six burner stove and range hood with warming shelf and opens seamlessly into voluminous living spaces defined by soaring cathedral ceilings and a double-sided gas fireplace. The formal areas grace the entryway on either side and the main level office is a potential bedroom with ensuite full bath. There is a bonus room to either provide addition office space, a morning room or library as you define your life in this fabulous home. There are hardwood floors on the main level. The primary suite is a sanctuary unto itself, crowned by a vaulted ceiling, a sitting area with a double-sided fireplace shared with the sumptuous bath. Every bath in the home has been reimagined with quartz surfaces, designer sinks, sleek faucets, and elegant mirrors—creating a spa-like ambiance throughout. There is a laundry with newer commercial grade washer and dryer located conveniently on the upper level as well. Plantation shutters frame every first- and second-floor window (with the exception of the magnificent great room), ensuring privacy while enhancing the home’s classic beauty. Recent upgrades include a new oversized garage door, a new roof (2021), new driveway (2024) , Water heater (2024), HVAC on upper level (2024) and nearly all-new appliances. The lower level offers a third fireplace, a stylish bar area, and expansive space for gathering, an exercise room, a media room and the 4th bedroom with expansive walk-in closet. Enhanced by fresh interior paint, professional duct cleaning, and advanced HVAC upgrades, this home delivers a seamless blend of comfort, luxury, and peace of mind. A rare offering where river, golf, and grandeur meet—this is River Creek living at its finest.
Source: BRIGHT #VALO2094320
Source: BRIGHT #VALO2094320
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
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Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
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