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4334 Kidsgrove Rd, Henrico, VA 23231
3 beds · 3 baths · 1,512 sqft
Charming Townhome with Garage and Private Patio in the Village at Millers Lane! Welcome to this Beautifully Maintained 3 bedroom, 2.5 bath townhome offering 1,512 square feet of living. With fantastic curb-appeal, this home features classic brick accents, column details, manicured landscaping, sidewalks and an attached one-car garage. Step inside to a spacious family room filled with natural light, plush carpeting and recessed lighting - perfect for relaxing or entertaining. The adjacent kitchen is designed for both function and style, boasting a center island with bar seating, stainless steel appliances, pantry and bright dining area with sliding doors that open to your private outdoor retreat. Upstairs, enjoy the flexibility of a bonus loft space - ideal for home office, play area or cozy reading nook. The primary suite is a serene escape with plush carpeting, generous walk-in closet and en suite bath featuring a walk-in tiled shower. Two additional bedrooms offer oversized closets and share a well-appointed hall bath with tub/shower combo. Additional highlights include above attic space for storage, one-car garage, private patio area and beautiful landscaping in the outdoor space - making entertaining a breeze!
Source: CENTRALVIRGINIA #2511757
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CENTRALVIRGINIA #2511757
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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