**Open Houses this Friday (2/6) 5-7pm, Saturday (2/7) 2-4pm and Sunday (2/8) 2-4pm** This Home is Going to Be Very Hard to Resist. Wouldn’t You Say? There’s something magnetic about a home that just feels right the moment you step inside. Maybe it’s the way sunlight floods the main level. Or how the rooms flow effortlessly, making everything feel open, easy, and inviting. Whatever it is—you’ll feel it here. Set in the heart of Brambleton, this beautifully maintained condo offers almost 1,800 square feet of light-filled space and the kind of layout that’s both practical and unexpectedly charming. The main floor is made for connection: hardwood floors lead you through generous living and dining areas into a kitchen that anchors it all. With its rich wood cabinetry, granite counters, and stainless steel appliances, this space is more than a place to cook—it’s where life happens. Morning coffee, late-night snacks, impromptu dinner parties… this kitchen’s ready for all of it. Upstairs, the primary suite offers the kind of peaceful retreat you rarely find in this price range. There’s even a private balcony—your own quiet corner of the world, perfect for a breath of fresh air, a good book, or a slow start to your day. The en suite bath includes a soaking tub, dual vanities, and a separate shower, while the large walk-in closet keeps things tidy behind the scenes. Two additional bedrooms offer flexibility for guests, work, hobbies, or whatever your life needs next. The full hall bath and convenient upper-level laundry complete the second floor with ease and efficiency. The attached garage leads to a private driveway, providing ample private parking. Everything here has been thoughtfully designed for comfort, simplicity, and everyday enjoyment. And the location? It’s the kind of place where life feels a little easier. Brambleton isn’t just well-connected—it’s full of life. The Brambleton Town Center is just a couple minutes away with dining, shopping, coffee, movies, and more. Hop on the Silver Line Metro or head to Dulles Airport with ease. HOA perks include high-speed Fios internet and cable, giving you both convenience and value in one monthly fee. This community truly delivers. Multiple pools, tennis and pickleball courts, sand volleyball, basketball, playgrounds, and scenic trails mean your weekends are already planned. Nearby Reservoir Park adds kayaking and fishing to the mix, while the Sunday EatLoco Farmers Market brings fresh local flavor right to your routine. And with the clubhouse and pool just two blocks from your front door, it’s easy to make the most of every sunny day. This isn’t just a home—it’s a backdrop for the life you’ve been envisioning. The kind of place where weekends feel like vacations, and the everyday feels just a little more beautiful. Come see what’s waiting for you here. Chances are, you’ll never want to leave.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
