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425 Bristol Cove Rd, Mary Esther, FL 32569
3 beds · 2 baths · 1,202 sqft
Welcome to 425 Bristol Cove Road, a charming and well-maintained home in the peaceful Bristol Park neighborhood of Mary Esther. This 3-bedroom, 2-bathroom residence offers just over 1,200 square feet of comfortable living space with a thoughtful split-bedroom layout that gives everyone a little extra privacy. The primary suite is conveniently located on the first floor, while two additional bedrooms and a full bath are tucked away upstairs. Inside, vaulted ceilings and plenty of natural light create an airy, welcoming feel. The kitchen includes a pantry and comes equipped with all the essentials, including an electric range, microwave, refrigerator, and dishwasher. Tile and carpet flooring throughout the home provide both durability and comfort. The living area flows seamlessly into the dining space, making entertaining easy. Outside, you'll find a fully fenced backyard with room to garden, play, or just relax in the Florida sunshine. An attached two-car garage offers ample space for parking and storage. The home is situated on a manageable 0.10-acre lot, just minutes from shopping, restaurants, Hurlburt Field, and the sugar-white sands of the Emerald Coast.
Source: EMERALDCOAST #976834
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: EMERALDCOAST #976834
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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