4229 S 168th Pl E
Tulsa, OK 74134
4 beds · 6 baths · 3,896 sqft
$610,000
Get prequalified4229 S 168th Pl E
Tulsa, OK 74134
4 beds · 6 baths · 3,896 sqft
$610,000
Get prequalifiedWelcome to your dream home in Sunset Hills Estates, ideally positioned on a secluded cul-de-sac lot with no rear neighbors. This exquisite 4-bedroom, 4.2 bathroom residence boasts luxury and comfort at every turn. Step into the grand foyer where a sweeping wraparound staircase sets the tone for elegance. The family room is anchored by a breathtaking floor-to-ceiling stone fireplace, creating a warm, inviting ambiance. Work from home in the private study or entertain in style in the formal dining room. The chef's kitchen is a culinary masterpiece featuring a spacious breakfast nook, a butler's pantry with dry bar, professional-grade appliances including double ovens, and a built in refrigerator. The master suite is a true retreat with rich hardwood floors, dual vanities, a separate soaking tub, and a walk-in shower. The expansive walk-in closet conveniently connects to the laundry room, which includes a utility sink for added convenience. A second bedroom with private ensuite is also located on the main floor - ideal for guests or multigenerational living. Additional highlights include under-stair storage. Upstairs, you will find two more spacious bedrooms- each with a private bathroom- alongside a game room and media room with wet bar, perfect for movie nights. Enjoy year-round outdoor living with a cozy exterior fireplace and full privacy fencing.
Source: MLSTECHNOLOGY #2517562
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.