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42189 Shorecrest Ter, Aldie, VA 20105
3 beds · 4 baths · 2,208 sqft
Welcome to 42189 Shorecrest Terrace, a beautifully upgraded former model home in the coveted Summerwalk at Stone Ridge community in Aldie, VA. This rarely available 4-level townhouse-style condominium boasts 2,208 square feet, offering one of the largest floorplans in the neighborhood. With 3 spacious bedrooms, 2 full baths, and 2 half baths, this home combines luxury and functionality. The lower level features luxury vinyl plank flooring, a wet bar, half bath, and walk-out access to the yard—perfect for entertaining or relaxing. The main entry level on the second floor showcases hardwood floors, crown molding, a bright open layout, and a modern kitchen with quartz countertops, stainless steel appliances, a walk-in pantry, large island, and access to a private deck. The third level includes two generously sized bedrooms with luxury vinyl plank flooring and a hall bath. The top-level primary suite is a private retreat with LVP flooring, a massive walk-in closet, and a spa-inspired en suite bath featuring dual vanities, a soaking tub, separate shower, and private water closet. As part of the Stone Ridge HOA, enjoy access to premier amenities including three pools, a fitness center, clubhouse, tennis and basketball courts, playgrounds, walking trails, and an amphitheater for community events. This is luxury living in a vibrant, amenity-rich neighborhood—don’t miss your opportunity to call this exceptional home yours.
Source: BRIGHT #VALO2096562
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VALO2096562
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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