4201 Ashton Meadows Way, Wesley Chapel, FL 33543
3 beds · 2 baths · 1,545 sqft sqft
New Price Position for this beautiful and charming villa in the majestic and serene community of Ashton Oaks in Wesley Chapel. A beautiful end unit with gorgeous pond views right outside your doorstep. This open concept and maintenance free villa features porcelain wood look tiles throughout the entire home, providing clean lines of continuity with a fresh bright and airy feel. This flowing floor plan offers a split bedroom floor plan with the convenience of ceiling fans and a very spacious master ensuite with walk in shower, glass enclosure and a very large primary closet. The kitchen is a generous size filled with granite counters, breakfast bar, walk in pantry, touchless faucet, all stainless steel appliances including a new top of the line Samsung refrigerator with space for a rollaway island or additional seating with gorgeous views of the pond. A dedicated dining area, 2021 AC, large laundry room and ring bell. Let's not forget your perfect sized family room with views to your covered lanai allowing you to enjoy a park like setting with abundance of majestic oak views. An evening walk around the community will surely feel like heaven on earth. Enjoy a location close to all including I-275, I-75, Wiregrass mall, Epperson Lagoon, Saddlebrook, Tampa Outlet mall and so much more. We look forward to introducing you, to your new home soon!
Source: STELLAR #t3518643
You may be able to put down less than the total down payment amount of $33,008 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3518643
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3518643