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41930 Cushendall Ter, Aldie, VA 20105
3 beds · 3 baths · 2,183 sqft
Welcome to this beautifully maintained Covington model townhome by Van Metre Homes, ideally located in the heart of Stone Ridge, VA. Built in 2013, this 2-level home offers 3 spacious bedrooms, 2.5 bathrooms, and a 2-car garage, combining thoughtful design and modern convenience. The main level boasts an open-concept layout with gleaming hardwood floors, abundant natural light, and a cozy gas fireplace in the large family room. The gourmet kitchen is a chef’s dream, featuring a large granite island with seating, GE stainless steel appliances, a 5-burner gas cooktop, an oversized walk-in pantry, and ample space for a large dining table. Step outside to a private, fenced-in brick patio—perfect for relaxing or entertaining. Upstairs, you'll find a versatile loft ideal for a home office, a conveniently located laundry room, and three generously sized bedrooms. The luxurious primary suite includes two walk-in closets and an en-suite bath with dual vanities and a seated shower. Enjoy all that the award-winning Stone Ridge community has to offer: three pools, a clubhouse with fitness center, playgrounds, Byrne Ridge Park, and the Stone Ridge Sharks Swim Team. Walk to Gum Spring Library, Harris Teeter, Brew Birds, and Bruster’s Ice Cream. Close to StoneSprings Hospital. Commuters will love the proximity to Loudoun County Transit options to Metro and D.C., and Dulles International Airport is just 11 miles away. This move-in ready townhome offers the perfect blend of style, space, and location—don’t miss it!
Source: BRIGHT #VALO2079862
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VALO2079862
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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