41915 N Moss Springs Rd, Anthem, AZ 85086
3 beds · 3 baths · 2,986 sqft sqft
This spacious Valero model offers a desirable split floor plan with 3 bedrooms and 2.5 bathrooms. Upon entering, you'll be greeted by soaring 12-foot ceilings and gorgeous hardwood flooring. The large family room features a cozy gas fireplace and extensive built-in shelving. The kitchen opens seamlessly to the family room, making it ideal for entertaining guests. This home features hard maple cabinets throughout, including matching custom built-in shelving and desk areas in the kitchen and office/den, which offer convenient workspaces for remote work or studying. The kitchen and attached butler's pantry offer plentiful storage and counter space. The generous backyard is perfect for entertaining, with an extended patio, built-in BBQ, and synthetic putting green. The East-facing exposure ensures bright, sunny mornings and cool, shaded evenings. The large master bedroom features a separate tub and glass block shower, double vanity sinks, and a roomy walk-in closet. Parking will never be an issue, with separate single and two-car garages and ample driveway space. Both garages have durable, epoxy-coated floors. The owner has recently installed energy-efficient upgrades including newer A/C units and low-E windows, which keep cooling costs down in summer months. Nestled on a quiet street near the gate-guarded entrance to the country club, this home is conveniently located near great schools, shopping centers, dining options, and easy highway access. Living within this award-winning community, you'll have year-round access to two championship golf courses, each with private clubhouses, restaurants, fitness centers and tennis/pickleball courts. Don't miss the chance to make this beautiful home your own! Owner/Agent will respond promptly to all inquiries and is prepared to close quickly. See this one today and experience the charm and elegance of Anthem Golf & Country Club!
Source: ARMLS #6612196
Source: ARMLS #6612196
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #6612196