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4145 SE 3rd St, Ocala, FL 34471
3 beds · 2 baths · 1,691 sqft
Welcome to this beautifully built and meticulously maintained 3-Bed, 2-Bath home offering 1691 sq ft of comfortable living space and a host of extras that set it apart! An additional 510 sq ft glass-enclosed bonus room Makes the total sq foot 2210 and is perfect as a home office, game room or cozy TV lounge. The spacious kitchen, generous bedrooms and updated bathrooms make everyday living a breeze. You'll Love the oversized fenced yard with lush landscaping - a true private retreat. Car lovers will appreciate the attached 2-car garage, detached 2-car carport and an additional outbuilding w/ electricity that's perfect for a studio, office or endless additional possibilities. Located within city limits of Ocala, this home offers peaceful living while remaining close to shopping, medical facilities and all local amenities. This property truly has it all-Space, function and flexibility. Schedule your showing today!
Source: STELLAR #OM700583
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #OM700583
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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