1 of 35
$359,900
SIGNIN

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4130 SE 2nd Ave, Cape Coral, FL 33904

3 beds · 2 baths · 1,488 sqft

PLENTY OF ROOM FOR YOUR BOAT and RV!! This private 3 bed, 2 bath pool home situated on a large, fenced corner lot. This home offers a NEW ROOF AND NEW AC installed APRIL 2025. Looking for one of the most highly desired and sought after locations? Then this is it! This Country Club area offers walking distance to Dining, Shops, Nightlife, and all the Entertainment attractions. Just minutes from the Cape Coral Yacht & Raquet Club, that has a beach, boat ramp, and more! This home has Impact Sliders, and some impact windows. Sit by your pool and sip a cold drink at your custom-built bar on Lani. It's so hard to find a pool home on a large corner lot for privacy like this one! Updated kitchen with newer white cabinets, built in pantry, and built in desk.beautiful granite and a large island. Open split floor plan for entertaining. Beautiful plank tile flooring. the Living Rm offers an electric fireplace for those cozy cool winter nights. Easy to show! You wont want to miss this house!! Also has all manual Hurricane shutters.

Estimated
Seller's interest rate
2.9%
7%
Estimated
Monthly payment

$2,088
$2,719
You may also save up to $197,587 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,719 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
FHA
Rate
2.9%
Remaining term
26 yrs and 1 mo
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,088
Principal & interest
$1,197
Mortgage insurance
$203
Property taxes
$359
Home insurance
$326
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
1,488 sqft
Lot size
0.318 acres
Year built
1979
Type
Single Family Residence
HOA dues
$0.00

Source: FORTMYERS #225040853

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jun 22, 2025 05:48 pm
Listing agent: Rosie Smith (239) 672-1411
Listing provided courtesy of: Royal Shell Real Estate, Inc. (239) 689-7653
Details provided by FORTMYERS and may not match the public record.
MLS ID: #225040853
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Est. seller's rate
2.9%
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