4127 S Cincinnati Ave
Tulsa, OK 74105
5 beds · 6 baths · 3,649 sqft
$894,900
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Experience Luxury Reimagined in this Impressive New Construction nestled in coveted Midtown. Expertly crafted by one of Tulsa’s premier luxury builders, this timeless residence delivers an impressive blend of refined design, intuitive functionality, and high-end finishes, just minutes from The Gathering Place, Brookside, Trader Joe's, Whole Foods, Utica Square, and Riverside trails. Step through the grand Foyer into a soaring, light-filled interior adorned with white oak floors, beamed ceilings, and abundant natural light throughout. Anchoring the Family Room is a striking floor-to-ceiling tiled fireplace flanked by custom built-ins, while oversized windows frame views of the Backyard. The stylish Chef’s Kitchen is smartly designed, featuring custom cabinetry, premium appliances, wine fridge, enormous island with bar top seating, quartz counters, and a bright adjacent Dining Area. Tucked away on the main level, the luxurious Primary Suite offers a spa-style en suite complete with dual vanities, marble-tiled shower, deep-soaking tub, expansive walk-in closet, plus convenient access to the large Utility Room with sink and extra storage. A separate downstairs Guest Suite includes its own full Bathroom, while a cozy front Office and additional Half Bathroom complete the main level. Upstairs, discover three generous Bedrooms—two with its own private Bathroom—plus a massive Game Room and additional Half Bathroom. Enjoy year-round outdoor living under the extended covered Patio overlooking the fully fenced Backyard. This home is a rare combination of modern luxury and classic comfort, nestled in one of Midtown Tulsa’s most sought-after neighborhoods.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Tulsa, OK 74105
5 beds · 6 baths · 3,649 sqft