409 Pear Blossom Rd
Stafford, VA 22554
5 beds · 4 baths · 3,273 sqft
$775,000
Get prequalifiedAbout this home
This beautiful home offers fantastic curb appeal, starting with a charming front porch that invites you to slow down and enjoy a quiet moment. Step inside to a grand, open foyer that immediately sets the tone for the spacious and thoughtfully designed interior. Rich wood floors span the main level, adding warmth and character throughout. A well-planned 4-foot bump-out expands the already generous family room—perfect for entertaining guests or curling up by the cozy gas fireplace. The heart of the home is the kitchen, which features an impressive amount of cabinetry and drawer space—plenty of room for all your cooking essentials and more. Whether you're hosting a holiday meal or enjoying a quiet night in, the kitchen’s functional layout and ample counter space make meal prep a pleasure. Upstairs, you'll find bright and spacious bedrooms, including a peaceful primary suite that's perfect for relaxing after a long day. The upstairs laundry room adds extra convenience and keeps chores easy and efficient. Additional highlights include a two-car garage, a well-maintained yard with space to play or garden, and a fantastic location close to schools, shopping, and commuter routes. With its blend of comfort, space, and style, this home is ready to welcome you—just bring your personal touch and settle right in.
Source: BRIGHT #VAST2039084
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Stafford, VA 22554
5 beds · 4 baths · 3,273 sqft