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4076 Presidential Hill Loop, Dumfries, VA 22025
4 beds · 4 baths · 3,335 sqft
This beautiful home also has an attractive assumable 2.5% VA Loan. Please wear booties or remove your shows while viewing Welcome to your forever home. Inside your new home are freshly painted walls and hardwood floors set the stage for a warm, inviting atmosphere, while expansive windows bathe the interiors in natural light. The kitchen is designed for optimal storage and organization with custom cabinetry and a separate pantry, complemented by stainless steel appliances—including a newer refrigerator, newer dishwasher, newer furnace, newer HVAC, and newer built-in microwave. The spacious family room offers surround sound and a ceiling fan. The open concept allows for family gathering and the versatility to suit different needs of growing families. Upstairs, the primary suite boasts soaring ceilings, two walk-in closets, and a well-appointed bath with a soaking tub, walk-in shower, and dual vanities. Down the hall, three additional bedrooms offer ample space and share a generously sized bathroom. The conveniently located laundry room on this level simplifies daily routines. Complete with an almost new washer and drier. The finished basement enhances the home’s flexibility, offering a multipurpose space suitable for a home office, fitness area, or additional living space, complete with a full bathroom for added convenience. For entertaining, the added “bar” allows for grown up entertaining or small get together for teenagers. The owners are also leaving a family sized refrigerator. A spacious patio and Trex deck offer the perfect setting for relaxing or entertaining. Recent updates include a new roof (2025). Make plans for your private appointment! Beyond the home itself, the neighborhood offers an exceptional location with convenient access to military bases, shopping, and commuter options. Proximity to Military Bases: Marine Corps Base Quantico and Fort Belvoir are both located nearby. Shopping & Amenities Fortuna Center Plaza, Potomac Mills Mall & Stonebridge at Potomac Town Center Commuting & Transportation: Virginia Railway Express (VRE) Rippon Station is a short 15 minutes away, connecting to Metrorail; Commuter Lot (Route 234 & US-1) offers slug lines and bus service to the Pentagon and D.C.; Major highways Interstate 95 & U.S. Route 1 provide direct access to Washington, D.C., and surrounding areas; Public Transit includes OmniRide Bus Services which includes Woodbridge/Lake Ridge and Route 1 lines for easy access to Quantico and D.C.; Woodbridge VRE Station provides Amtrak’s Northeast Regional line and VRE’s Fredericksburg Line. The Van Buren Village Community is also convenient to the New Rose Gaming Resort
Source: BRIGHT #VAPW2095370
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAPW2095370
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
No credit check. Takes 2 minutes.