Everything is Upgraded and Ready for a New Owner. (NEW A/C, NEW WATER HEATER, NEW ROOF, NEW POOL PUMP, NEW POOL MARCITE, NEW BATHROOMS)...... This is the Rutenburg Floor Plan that Everyone Loves. Formal Living Room, Formal Dining Room, Large Kitchen w/Breakfast Nook, Eat-In space In the Kitchen, As Well. Huge (25' x 20') Family Room . Interior Laundry Room. Split Bedroom Plan. & a Caged Pool. Walking up you'll notice the New Roof, Fresh Painted Exterior and Beautiful Manicured yard. Enter thru the New Custom Front Door with side Lites, directly ahead is the Formal Living Room that has access to the Caged Pool thru then Double Sliders, NEW WOOD GRAIN, CERAMIC TILE Flooring thru out the whole Home. Freshly Painted interior including ceilings. This Livingrm adjoins a Formal Dining Room, large enough for 10 seater Dining. The Kitchen is Grand as well, with Dinette Area Eat-In-Kitcxhen Area to boot, a Braekfastnook w/ Bar Seating that adjoins the Huge 20' x 25' Family Room. Newer Stailess Steel Dishwasher, Range and Side by Side Refrigerator with Water/Ice on the Door. Family Room has Catherdreal Ceilings, A Wood Burning Fireplace to Set off a Romantic Evening. This Room also has 2 sets of Double Sliders(4 Total) out to the Caged Pool. The Primary Bedroom is Large as well with a walk-in closet and Double sliders out to the Caged Pool. Primary Bath starts with a seperate Vanity Area. A second Vanity is in the Actual Bathroom with Tub & Shower. All Recently Remodeled. Off the Primary Bedrm is adjoining Room that could be an Office/Baby-Room/Guest Room or 4th Bedroom This is the Home/Floor Plan that can accommodate a Large Family and Gives the seperation that everyone loves. Interior Laundry Room with Washer & Dryer included. To the Pool Area has a 14 x 30' Covered Portion that Extends to a Caged Pool. Y'llou Notice the Freshly Painted Cool Deck, Pool and was recently Re-Marcited and the Screens have all be Replaced. It even has a Spa with a Waterfall to the Pool. THE CURRENT FAMILY HAS BEEN RAISED AND GROWN. (EMPTY NEST) All have moved on. This hame has been Updated and Ready for the Next Family to Enjoy. Vacant. Owner sez SELL IT!!! Fresh, Clean, Ready. ....IT'S READY FOR A NEW OWNER. Get $10,000 ASSISTANCE thru The State of Florida Bond Money Program...FREE !!!!! NEW, New New will give you Years of Enjoyment with out any Hassells. ANY REASONABLE REQUEST WILL BE CONSIDERED ! Owner has Contractor Experience and has made sure it's ready. YOU'VE GO TO TO SEE THIS ONE!!!!! CALL RON DIRECTLY. VACANT...... iT WON'T DISSAPPOINT. Seller has a Good understanding of Buyer's Needs. IT'S READY. DON'T MISS THIS ONE !
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
