Welcome to 402 Hunters Ct, a beautifully updated home on over 2 private acres in Ball Ground, offering the perfect blend of privacy, modern updates, and outdoor living. If you have been searching for a move-in ready home with land in Ball Ground, this one truly checks every box. Nestled on a gorgeous expansive lot, the property offers endless opportunities for family fun, entertaining, gardening, or even creating your own hobby farm. Step inside and fall in love with the open, inviting floor plan featuring soaring ceilings in the family room and a wall of windows that flood the home with natural light and beautifully bring the outdoors in. The spacious living area flows effortlessly into the updated kitchen, complete with a large island, granite countertops, stainless steel appliances, and an oversized breakfast area surrounded by windows overlooking the breathtaking backyard. The updated owner’s suite is a peaceful retreat with a beautifully renovated spa-like bathroom, perfect for relaxing at the end of the day. Additional bedrooms are generously sized, offering flexibility for family, guests, or work-from-home needs. The basement offers fantastic bonus space ideal for a media room, home office, playroom, or gym, plus a large unfinished walk-out area that could easily be finished for even more living space or used as an excellent workshop, hobby room, or storage area. Outside is where this home truly shines. The 2+ acre lot is a dream setting with plenty of room to play, entertain, or simply enjoy the privacy and peaceful North Georgia surroundings. The charming firepit area creates the perfect backdrop for evenings under the stars, making memories with family and friends. Major improvements including a newer roof, updated windows, renovated bathrooms, and numerous updates throughout offer peace of mind for years to come. Located near top-rated schools, parks, shopping, dining, and easy access to Canton, Ball Ground, and North Metro Atlanta, this home offers the lifestyle today’s buyers are searching for. A rare opportunity to own an updated home on acreage in Ball Ground with privacy, modern finishes, and room to grow.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
