Welcome to 4 Woodland Chase Court — a thoughtfully upgraded, move-in-ready home offering everyday comfort with standout features. From the moment you step inside, you’ll notice the quality details throughout. Engineered hardwood floors in the main living areas provide timeless style and easy maintenance, while plush Tempur-Pedic carpet adds warmth and comfort in all the right places. Designed for modern living, this home features dual HVAC units for year-round comfort, fiber-optic WiFi for fast and reliable connectivity, and a built-in surround-sound speaker system that enhances everyday living, movie nights, and entertaining. The kitchen flows seamlessly into spacious gathering areas, creating an ideal layout for shared meals and easy conversation. When it’s time to unwind, the bedrooms and well-appointed baths offer a peaceful retreat. Outside, the oversized three-car garage provides ample space for vehicles, storage, hobbies, or a workshop — a rare and valuable feature. Located in a quiet Simpsonville community close to shopping, dining, and everyday conveniences, this home blends thoughtful upgrades with practical living. If you’re looking for a property that feels welcoming, well maintained, and truly move-in ready, 4 Woodland Chase Court is one you won’t want to miss. Seller is highly motivated and open to flexible terms, including the potential inclusion of select furnishings, electronics, and fitness equipment with an acceptable offer, offering a true turnkey opportunity. All information deemed reliable but not guaranteed. Buyer and buyer’s agent to verify all information. Broker’s affiliated name must be included per South Carolina licensing requirements.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
