Winter nights feel magical in this home; imagine sipping hot chocolate from your wrap-around porch or private balcony while watching the neighborhood's over-the-top holiday lights and festive parades. Now is your chance to own the coveted Calhoun Model, a showstopper with double wrap-around porches and one of the most desirable and rarely available floorplans in the Village section of Summer's Corner, the community voted #1 in the region. Set on one of the largest and most private lots in the Village, this home offers protected woodlands and peaceful pond views, all fully maintained by the HOA. Immaculately cared for and in pristine, like-new condition, this home exemplifies Lowcountry living at its finest.Just a short walk away, the brand-new Novant Medical Center Campus is slated to open in late 2026, featuring a 32,000-sq-ft Primary and Specialty Care facility and an 11,000-sq-ft Emergency Care Center with state-of-the-art treatment rooms. A Publix Shopping Center and new dining options are also opening in 2026, bringing everyday convenience within walking distance. Built with premium upgrades, the Calhoun model features a raised foundation, 10' ceilings, 8' doors, cement siding, Hardie architectural columns, a 30-year architectural roof, LED lighting, Ring security, a Schlage smart keypad, and remote-access garage controls. Easy-clean pull-down windows add everyday convenience. The gourmet kitchen was designed for the serious home cook, complete with expansive quartz countertops, subway tile, a stainless steel vent-hood, GE Profile convection appliances, a whisper-quiet dishwasher, and an upgraded Samsung black-stainless refrigerator. The Samsung smart washer and dryer convey with three years of warranty remaining. This multigenerational-friendly layout offers three ensuites, including the primary suite on the main level, featuring a spa bathroom, oversized shower, dedicated primary laundry room, walk-in closet, and private linen closet. Upstairs, each ensuite includes walk-in closets, ceiling fans, and custom bathroom upgrades, along with a second full laundry room for extended family or long-term guests. The upstairs family room, library, and office/bedroom all open to a private balcony, perfect for enjoying sunsets and year-round breezes. Additional upgrades include LVP flooring throughout the main level and upstairs living areas, oversized ceiling fans in every room, upgraded lighting, custom plantation blinds, and climate-controlled 9' velvet drapes designed for energy efficiency and sound and light control. Outdoor enhancements include motion-sensor garage lighting and a beautifully extended patio with a firepit/fireplace for grilling, gatherings, and festive holiday entertaining. The detached garage offers ample space for a workshop, golf cart, or multiple vehicles, with easy access for unloading groceries directly into the kitchen. Summer's Corner offers award-winning on-site schools including Sand Hill Elementary, Rollings Middle School of the Arts, and Ashley Ridge High School, all within walking distance. Owners will also enjoy exclusive future access to The Club, which will feature five pools, including South Carolina's largest lagoon pool, swim-up bars, adult-only amenities, waterslides, and year-round recreation. The community hosts live music, trivia, karaoke, Sunday brunch, food truck nights, a seasonal farmers market, and spectacular holiday celebrations. This is more than a home; it's a lifestyle. Ideally positioned near Charleston International Airport, Joint Base Charleston, Downtown Charleston, Summerville, and scenic Highway 61, your daily commute is as beautiful as it is efficient. Don't miss this opportunity to own a move-in-ready executive home in one of the Lowcountry's most vibrant master-planned communities. Use the preferred lender and receive an incentive toward closing costs!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
