39404 Bohan Ln, Zephyrhills, FL 33540
4 beds · 2 baths · 1,782 sqft
Your slice of country heaven awaits you! This custom 2021 Nobility home sits on one full acre of land and comes with a number of upgrades. Front entry to the home is via the expansive 8'x18' front porch. The open floor plan and vaulted ceilings allow for natural light to illuminate the home, and the kitchen even has a skylight. All of the kitchen's matching stainless Frigidaire appliances stay with the home. A custom pantry provides added storage space while the breakfast bar allows for additional seating. The dining room features glass sliding doors as one of two doors to exit the back of the home. The front room is a large gathering space, and the living room is a cozy retreat with an electric fireplace. The primary suite is split from the secondary bedrooms, and includes a walk-in closet and an en-suite bathroom. The spacious primary bathroom includes an impressive custom 4'x6' walk-in shower. Secondary bedrooms each include a walk-in closet, and are with the secondary bathroom on the opposite side of the home. The laundry area is inside the home and is tucked behind the kitchen, and features the second rear exit door. The entire home has luxury vinyl plank flooring and no carpet anywhere. Security system and cameras stay with the home. (NOTE: The larger of the two sheds is available for separate purchase.) This custom home and beautiful property are a must-see! Schedule your personal showing today!
Source: STELLAR #TB8390491
Source: STELLAR #TB8390491
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
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