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3916 Shady Grove Dr, Milton, FL 32571
3 beds · 2 baths · 2,090 sqft
Welcome to 3916 Shady Grove Dr., nestled in the charming Parkwood Manor neighborhood on a peaceful cul-de-sac in North Pace! This beautifully maintained brick home offers nearly 2,100 square feet of living space with 3 bedrooms and 2 full baths—perfect for family gatherings or entertaining friends. Enjoy countless upgrades that truly set this home apart: a full sprinkler system, gutters, shadowbox privacy fence, and epoxy coating on the driveway, front porch, sidewalk, and back porch. Step into your private backyard oasis featuring a custom paver patio and fire pit—ideal for relaxing evenings under the stars. Inside, the kitchen shines with a stylish backsplash and included refrigerator, while the laundry room and pantry boast custom wood shelving for added functionality. The master suite is a true retreat, complete with glass shower doors and ample space. Bonus features include built-in garage cabinetry for extra storage and functionality. All upgrades were thoughtfully added after purchase—none of these are standard builder features! Parkwood Manor is zoned for highly desirable Sims Middle and Pace High School districts and is within walking distance of Benny Russell Park, offering outdoor fun for all ages. Located just east of Pensacola, Pace provides the perfect blend of small-town charm and city convenience. Don’t miss this exceptional home—it’s truly a standout in the neighborhood. Schedule your showing today!
Source: PENSACOLA #664156
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: PENSACOLA #664156
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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