3910 Quisenberry Dr, Alexandria, VA 22309
4 beds · 5 baths · 4,043 sqft
Let's start here! This beauty is ASSUMABLE AT 2.38%! Come see the home you have been waiting for! This magnificent four bedroom, four and a half bath home in rarely available Kings Hill is ready for you NOW! This incredible home boasts over 3500 beautiful finished square feet with every feature you can imagine! Gourmet kitchen with chefs stove and double door refrigerator! Stainless Steel appliances compliment the granite countertops. Bright airy sunroom where yo can view your exceptionally large fenced in back yard WITH a separate log cabin for guests! YES I SAID A LOG CABIN IN THE BACKYARD! Complete with heat, cooling and power! Set your kids up for an incredible clubhouse or have yourself a wonderful bonus room or office. Head back into the home and explore the dog wash station just behind the back stairs! Take the back stairs up to four large bedrooms including the primary bedroom with TWO walk in closets, and a primary bathroom that is exceptional! The second bedroom also includes its own private bath with a third full bath in the hallway. Travel down to the basement where you will find a full furnished kitchen, large rec-room and private workout room which could double as a movie room or den! This beauty is moments to Mount Vernon and everything you need for shopping and restaurants! Schedule your appointment for today and send in your offer!
Source: BRIGHT #VAFX2244402
Source: BRIGHT #VAFX2244402
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.