39 Lawhorn Rd
Stafford, VA 22554
4 beds · 3 baths · 2,448 sqft
$510,000
Get prequalified39 Lawhorn Rd
Stafford, VA 22554
4 beds · 3 baths · 2,448 sqft
$510,000
Get prequalifiedSettlers Landing Beauty – Spacious, Updated & Move-in-Ready Imagine coming home to a well-manicured lawn with a secluded backyard framed by mature trees. This home invites you to drop your bags and exhale. That’s the daily welcome at 39 Lawhorn Road in Settler’s Landing, an updated, move-in-ready 4-bedroom residence only about 15 minutes from the gates of Marine Corps Base Quantico. Make your way inside as the sunlight dances across the hardwood floors. The heart of the home is a granite-topped kitchen with stainless appliances that flows into dining and living spaces, perfect for weeknight dinners or Saturday-morning pancakes. Elegant sliding glass doors lead to a covered back deck overlooking a tree-lined backyard and a sizeable side yard: think summer cookouts, fall fire-pits, corn-hole tournaments, and four-legged friends with room to roam. Downstairs, a finished basement offers endless flexibility. For example, it could be a media lounge, a Peloton studio, a craft room, or a quiet telework haven. A brand-new HVAC (2024), a newer roof, and an updated water heater deliver everyday peace of mind. Four generous bedrooms and 2.5 refreshed baths ensure everyone has space to unwind. Love the Location Commuter-friendly: quick I-95/RT1 access, VRE, slug lines, and HOT lanes. Everyday conveniences, like Target, Publix, Starbucks, and Mission BBQ on nearby Route 610. Weekend escapes, you can hike Widewater State Park, kayak Aquia Creek, or explore the trails at Government Island. Top Stafford schools and an active HOA keep the neighborhood looking its best. All the hard work is done; unpack, relax on the patio, pour your favorite beverage, and start living the Stafford lifestyle. Schedule your private tour of 39 Lawhorn Road today and see why this turn-key home is a standout value for the next lucky owner. Shown by appointment.
Source: BRIGHT #VAST2039520
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.