Resort-Style Canyon Hills Pool Home | Saltwater Pool, Spa & Custom Fire Pit 5 Bedrooms | Office | Bonus/Game Room | 3,242 Sq Ft | 3-Car Garage | Resort Backyard Resort-style living begins in the backyard of 36745 Braken Way. This beautifully upgraded 5-bedroom + office + bonus/game room, 3-bathroom home offers 3,242 sq ft in the highly sought-after Canyon Hills community. Homes with backyards like this rarely come available in Canyon Hills. The backyard is a private resort-style retreat, featuring a saltwater pool, oversized spa, and custom 8-ft fire pit finished with stacked stone and a stunning blend of travertine from Turkey and quartz from Brazil—perfect for lively gatherings or peaceful evenings under the stars. Inside, the home features a spacious open floorplan designed for modern living and entertaining. The great room flows seamlessly into the kitchen with 9-ft ceilings, rich cabinetry, granite countertops, double ovens, and impressive 12-ft stacked sliding glass doors creating true indoor-outdoor living. A bedroom and full bathroom on the main floor provide flexibility for guests or multigenerational living. Additional highlights include plantation shutters, a dedicated home office, bonus/game room, convenient second-floor laundry, and generously sized secondary bedrooms. The primary suite is a true retreat, featuring a spa-inspired bathroom with an oversized soaking tub, separate walk-in shower, dual vanities, and a huge walk-in closet. The home also includes modern technology and efficiency upgrades: two brand-new AC units installed last year, solar, and a fully integrated smart home system allowing control of lighting, locks, garage access, thermostats, pool equipment, sprinklers, and security directly from your phone. Additional features include a 50-amp generator hookup and a 3-car garage with overhead storage. Residents enjoy resort-style Canyon Hills amenities, including multiple community pools and spas, a clubhouse, sports park, dog parks, trails, and over 900 acres of preserved open space, all conveniently located near shopping, dining, schools, and easy freeway access. More photos coming soon. Seller plans to review offers after the first showing weekend.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
