3648 E Melissa Ln, Douglasville, GA 30135
3 beds · 2 baths · 1,204 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Move-In Ready, comfortable, and cozy three-bedroom and two-bathroom home. The first thing you will notice is the beautiful open living room area. The spacious floorplan offers a great living room area to relax or entertain. There is plenty of wall space for artwork. The large bedrooms have huge closets. Easy access to the large backyard for leisure. This home is located minutes from Interstate 20, with plenty of shops and amenities nearby. There is Arbor Place Mall, Kroger, and Publix less than 12 minutes away. Contact us today to make arrangements for showing and application. Welcome to this charming 3-bedroom, 2-bathroom house located at 3648 East Melissa Lane in Douglasville, GA. Built in 1984, this cozy home offers 1204.0 sqft of living space and is available for sale. As you step inside, you'll be greeted by a spacious living area with plenty of natural light, perfect for relaxing or entertaining guests. The kitchen features modern appliances and ample cabinet space, making meal preparation a breeze. The bedrooms are well-appointed with comfortable carpeting and generous closet space, providing a peaceful retreat at the end of the day. Outside, you'll find a lovely backyard where you can enjoy the fresh air and sunshine. The property is conveniently located near schools, parks, shopping, and dining options, offering both convenience and comfort. Don't miss the opportunity to make this house your new home. Schedule a showing today and experience all that this wonderful property has to offer.
Source: GAMLS #10435400
Source: GAMLS #10435400
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.